What is a Roth 401k?
For those with a basic understanding of Roth IRAs, the concept of a Roth 401k should be pretty straightforward. The Roth 401k allows savers to have tax-advantaged savings deducted from their paychecks...
View ArticleBloomberg video on Hidden 401k fees
This video is from more than two years ago, but it underscores the importance of being vigilant about your the details of your employer's retirement plan. Good planning requires an understanding of...
View Article4 Reasons Your Retirement Is Riskier Than Your Parents’
A recent article in SmartMoney highlights a topic that has been front and center for financial planners for awhile now - the fact that retirement is changing, and funding retirement is a dicier...
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Fidelity report suggests Staying the Course is the best option for 401k...
Fidelity Investments recently released a report on 401k participant behavior that details the impact on 401k plans of various courses of action in reaction to the sharp market decline in 2008/2009....
View ArticleIntel 401k changes - deadline is this week
Reminder for Intel employees: this week marks the deadline to elect changes to your investments and contributions related to Intel's overhaul of your 401k plan. If you're a participant in the Intel...
View ArticleKeep it simple - What is a Target-Date Fund?
If you participate in a 401(k) plan, chances are you've heard of target-date funds. Perhaps you've even been told that your contributions will default to such a fund if you don't specify otherwise....
View ArticleSome important numbers for 2012
In preparing to write this post, I realized that the very first post I wrote on any topic was published on New Year's Eve of 2005, pertaining to important limits for 2006. I think I've done some...
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